Insurance Claims – The Loyd Law Firm, PLLC

Case Note: Barbara Technologies Corp. V. State Farm LLoyds

September 10, 2019 by Shannon Loyd

This was originally published on insurancelawsection.org.

Case Note: Barbara Technologies Corp. v. State Farm Lloyds, No. 17-0640, 2019 WL 2710089 (Tex. June 28, 2019)

Payment of an appraisal award on a denied claim does not affect a carrier’s potential liability for prompt pay damages under Texas Insurance Code § 542.060.… Read more

State Farm Penalized by San Antonio Jury for Bad Faith Conduct

February 22, 2019 by Shannon Loyd

This press release was originally published on PRLog.

Shannon Loyd and Sandrine Shelton-Denbow of the Loyd Law Firm, P.L.L.C. obtained an unanimous verdict of $379,073.59 for their client against State Farm Lloyds based on its unreasonable investigation of hail and wind damage to their client’s home from the historic hail storms that slammed San Antonio, Texas in April 2016.… Read more

Shannon Loyd Testifies Against Insurance Bill that Will Hurt Consumers

May 9, 2017 by Shannon Loyd

‘Great tool’ or ‘get-out-of-jail free card’? Two takes on one way to handle home damage

March 31, 2017 by Shannon Loyd

by Michael Locklear, Fox San Antonio

This article was originally published on Fox San Antonio.

SAN ANTONIO – A little-known part of many home insurance policies can be considered a feature or a weapon, depending on who you ask.

Shannon Loyd, who represents homeowners, says insurance companies are using the process called appraisal to force a homeowner’s hand and avoid trial.… Read more

Court Decisions are Gutting Consumer Protections for Insurance Policyholders

December 2, 2016 by Shannon Loyd

This article was originally published on the Houston Chronicle.

Texas law is supposed to protect policyholders from the unequal bargaining power of insurance companies. Traditionally, insurers who failed to settle property insurance claims fairly and promptly were subject to penalties for bad faith, delays, attorney fees and interest.… Read more

Testimony to TDI Against Arbitration in Policies

August 2, 2016 by Shannon Loyd

Breach of an Appraisal Clause

January 10, 2015 by Shannon Loyd

Casenote: Farmers Group Ins., Inc. v. Poteet, Fort Worth, 2014

This is an appeal from a jury verdict in January 2011 ultimately arising from a claim in November 2002 for the discharge of black smoke and soot from an HVAC system.… Read more

A Policyholder’s Guide to the Insurance Claims Process

July 16, 2014 by Shannon Loyd

This article is for anyone who owns property covered by insurance, including renters who insure their personal property. When a loss occurs and your property is damaged, approaching the claims process in an informed and organized manner will increase your chances of the claim being resolved quickly and to your satisfaction.… Read more

Is Texas at War with Hail Damage Insurance Claims?

June 16, 2014 by Shannon Loyd

Did you know that hail damage insurance claims have become such a big deal in Texas that the department of insurance held a symposium titled “War on Hail”?

Over 2 million hail damage claims were processed from Jan. 1, 2010 to Dec.… Read more