A home is usually someone's biggest investment, so they want to protect it. Those with a mortgage will have no choice but to carry homeowners insurance, and many others will purchase a policy to protect themselves against liability or the possibility of property...
Year: 2023
Water damage could be more extensive than assumed
Water damage in a home can wreak havoc, causing not only immediate structural issues but also potential long-term health and financial consequences. The sources of water damage are diverse. A pipe could freeze and burst. Shingles could rip off in a storm. A plugged or...
Creating a home inventory: Guarding against disaster
Whether a flood, a fire, a break-in or some other kind of disaster occurred, how easily would you be able to list everything that had been destroyed or stolen? If you’re like most people, the task would seem overwhelming, and it might not even be possible to complete....
What happens when an insurance professional stonewalls a claim?
Property damage insurance is invaluable after major weather events or even criminal incidents. Homeowners file claims to replace roofs or broken windows while only needing to cover their deductible, in most cases. Policy documents generally determine what coverage...
What does property damage insurance cover?
Owning a property is a huge investment, and as a responsible homeowner, you want to protect your property in case of unforeseen events. But what exactly does property damage insurance cover in Texas? The coverage provided by property damage insurance can vary...
Is more than one estimate needed for a homeowner’s policy claim?
The process that governs a homeowner's insurance claim generally depends on the type of coverage that someone has and the nature of the property damage in question. Although such claims are subject to Texas insurance laws, an insurance company may delay the process as...
Your home inspection checklist for 2023: 4 areas to inspect
Texas has had some absolutely wild weather over the last few years – and that’s rough on your home. The wear-and-tear that comes with cyclical snows, frosts, thaws, rain and wind can do some damage, even if it isn’t immediately obvious. To protect your investment in...
Why delaying a property damage claim could hurt your case
Perhaps your property experienced flooding or significant wind damage in a recent storm. You might expect the insurance company to be totally overwhelmed with claims in the days following major weather events. Putting off making a call to your agents might just seem...