Houston Property Insurance Lawyers

We Know Their Tactics. Our Attorneys Can Help You Recover Insurance Benefits.

After devastating damage to your commercial property or home, you need fast and fair benefits to cover the losses. The last thing you might expect is to be ignored or lowballed by your insurance provider. After working in the insurance industry ourselves, and after almost two decades of representing consumers, we are no longer caught off guard by providers skirting their responsibilities. Our insurance lawyers know the methods they use to avoid paying consumers rightful benefits, including delaying payment, underpaying claims and even denying benefits for covered losses. You’re not alone in this struggle. We are on your side, and our lawyers practice only in insurance law, providing a deep well of knowledge and confidence in the claims process.

Practice Areas

Homeowners’ Insurance Claims

Our homeowners’ insurance lawyers can help you get your home back after a destructive storm, leak or fire.

Commercial Property Insurance Claims

Our property insurance attorneys are uniquely experienced to help business owners handle property damage and business interruption insurance claims of all sizes.

Policy Coverage Concerns

We help property and business owners with business interruption, duty to defend and indemnification issues.

We Fight With A Passion For Policyholders And The Community

Insurance companies use tactics to reduce consumer payouts, but you do not have time to play their games. You have enough to handle between repairs, displaced family or tenants, or delayed business earnings. You can rest assured knowing that at The Loyd Law Firm, we have the qualifications you need to recover benefits and offer something more:

Advocating for consumer rights in Texas: Our insurance attorneys believe that policyholders are working on an unfair playing field with insurance companies. We fight for consumer rights in both Texas courts and at the legislative level.

Outstanding trial experience in insurance law: All of our attorneys have at least 17 years of experience. Attorney Shannon Loyd is board-certified in consumer and commercial law by the Texas Board of Legal Specialization. We are not afraid to take opponents to court and have great success doing it.

We know insurance companies from the inside: Our lawyers once worked for insurance providers, meaning that we bring an inside view to the bargaining table. We know how to counter their payout mitigation strategies.

Securing big wins for our clients: We have obtained well-deserved payouts for our clients across Texas. For example, we secured a verdict of $1,155,000 for a commercial client which was the 2015 DTPA verdict of the year in Texas. On behalf of a homeowner we secured a verdict of $379,073.59 in 2019 against State Farm based on its unreasonable investigation of hail and wind damage to the client’s home.

Storms And Hurricanes

Your policy may cover it all. We seek justice for policyholders after storms or hurricanes wreak havoc on businesses and homes.

Fires And Smoke

An insurer may place unfair blame on you for a fire. We can help investigate the cause of the fire and the extent of the damage to help you fight for fair benefits.

Pipe Bursts And Water Leaks

Your insurance company may say that flood damage or gradual water damage is not covered in your policy. We can help determine if it is unfairly denying you benefits.

Wind, Snow And Hail

Unexpected severe weather, such as the 2021 snowstorm, is mentally and financially taxing. We may be able to negotiate with the insurance company to cover your benefits so you can focus on moving forward.

We help business owners, real estate property owners and homeowners
in Houston and throughout Texas recover the insurance benefits they are owed.

Reviews From Our Clients

Shannon did an exceptional job representing our company. She is dedicated, determined and will not settle for less than you deserve. We could not have been happier with Shannon or the outcome of our case. Thank you for all your hard work Shannon.

Cheryl Kinman, Metro Commercial Realty Corporation

My insurance company didn’t want to cover my entire claim. Shannon and her team worked persistently to get the insurance company to agree to a decent settlement. From start to finish, they took care of everything. If your insurance company is not honoring your policy, give The Loyd Law Firm, a call. You’ll be glad you did.

Niki B.

Shannon Loyd helped my wife and me get through the trying times after our home was flooded in the aftermath of Hurricane Harvey. Knowledgeable and responsive, Shannon and her firm helped us with a complicated and unusual insurance situation and guided us to the desired results quickly and efficiently. I highly recommend Shannon Loyd and The Loyd Law Firm.

Steven M. Rakofsky

Lowballed, Wrongfully Denied Or Ignored: We Can Turn Things Around

We will use our extensive insurance law experience to help make things right for you. Call our insurance lawyers in Houston at 210-775-2234 if you have a delayed, wrongfully denied or underpaid property damage insurance claim. You can also send a message to us online.