Houston Insurance Claim Lawyer Fighting
For The Benefits You Paid For
Our attorney worked inside the insurance industry. Now we use that insider knowledge to help homeowners, property owners and businesses recover delayed, wrongfully denied or underpaid insurance benefits across Texas and nationwide.
We’re a Houston-based firm representing policyholders throughout Texas and nationwide, built to take on delay tactics, lowball offers and wrongful denials.
Practice Areas

Insurance Law
Coverage disputes. Bad faith. Delays, denials and underpayment — we handle insurance conflicts from the first demand through trial when necessary.
Commercial Property Insurance Claims
Our property insurance attorneys are uniquely experienced to help business owners handle property damage and business interruption insurance claims of all sizes.
Homeowners’ Insurance Claims
Our homeowners’ insurance lawyers can help you get your home back after a destructive storm, leak or fire.
Business Owners Liability Claims
We help businesses who have been sued with recovering defense and indemnity when your insurance company denies your liability claim.
We Know The Playbook — Because Our Lawyer Has Seen It From The Inside
After damage to your home or commercial property, you need fast, fair benefits so you can rebuild and move forward. Instead, many policyholders get dragged into a cycle of silence, shifting explanations and “take-it-or-leave-it” offers. We’re not surprised by it at The Loyd Law Firm. Our founder, attorney Shannon Loyd, has worked inside the insurance industry, and she has spent nearly two decades representing consumers.
She knows the stall tactics, the fine-print excuses and the ways insurers try to shrink or avoid payouts. Her practice is focused on insurance law, and she comes to the table ready to push back — strategically, forcefully and with trial in mind.
We Advocate For Policyholders And The Community With Skill, Backbone And Follow-Through
Insurance companies count on people getting overwhelmed. They know you’re juggling repairs, temporary housing, tenant pressure, payroll and the stress of not knowing what happens next. That’s where we step in. We’re straight with you about the process, aggressive with the insurer about what the policy requires, and relentless about getting your claim taken seriously.
Ms. Loyd advocates for consumer rights in Texas – both in the courtroom and beyond – and she doesn’t hesitate to litigate when an insurance company refuses to do the right thing. Our firm’s work has led to major results for policyholders, including a $1,155,000 verdict for a commercial client and a $379,073.59 verdict against State Farm for a homeowner after an unreasonable investigation of hail and wind damage. We don’t run a volume shop. We fight for each client.
What Our Clients Say When The Fight Is Over
exceptional job
– Cheryl Kinman, Metro Commercial Realty Corporation
took care of everything
– – Niki B.
highly recommend
– Steven M. Rakofsky
Straight Answers for Texas Insurance Claims
Whether Hurricane And Storm Damage Claims Or Fire And Smoke Damage Claims, We Hold Insurers To The Policy And To Their Duties Under The Law
Insurance companies count on people getting overwhelmed. They know you’re juggling repairs, temporary housing, tenant pressure, payroll and the stress of not knowing what happens next. Then the tactics start: delays that stretch for weeks, “missing” paperwork that was already sent, inspections that feel rushed, and offers that don’t come close to covering what you actually lost.
We don’t play that game. We come in prepared, speak plainly and apply pressure where it belongs — on the insurance company. With insider industry experience and a litigation-first mindset, Ms. Loyd holds insurers to the policy and the facts, pushes back on bad-faith behavior, and fights for benefits that help you rebuild instead of settling for less.
Meet the Real Boss’s of the Office

Inara
Introducing Inara, our dynamic Director of Pawsitivity. When she’s not commandeering her own boat on the open water, she’s expertly navigating her way to the nearest treat jar. Inara’s boundless enthusiasm for life is as big as her bark, and her appetite for adventure (and snacks) keeps us all motivated. Inara ensures the office is filled with smiles and the occasional woof.

Earl and Maggie
They have been together since puppies. Her only concerns are eating and where is the ball. She would be considered the Chief Fetching Officer

Bo
Bo is a pup from their one litter almost nine years ago and belongs to Brian, LLF legal assistant. Bo isn’t your typical lab. He doesn’t fetch and can’t swim but he makes up for it in cute head turns like this one and affection.
Lowballed, Wrongfully Denied Or Ignored? Let’s Turn This Around.
If your insurer is delaying, underpaying or denying a covered loss, you don’t have to accept it. Call our Houston office at 210-775-2234 to talk with an insurance claim lawyer, or send us a message through our online contact form.
Get the benefits you deserve. Call The Loyd Law Firm today.






