Those who live in the Houston area and throughout Texas are often familiar with weather extremes and catastrophic events, including hurricanes, flooding and wildfires. The greatest concern when disaster strikes is typically getting loved ones and others to safety....
Property Damage Insurance Claims
Insurance delays? How to spot bad faith tactics
When you are managing a property or running a business, damage to your building already puts pressure on your operations. But when your insurance claim drags on with no clear update, that pressure turns into frustration fast. You are not just waiting for money; you...
Are accommodation expenses part of a homeowner’s policy?
When storms or natural disasters damage homes, homeowners are often left scrambling. They need to secure the property as soon as possible and prevent damage from getting worse. They need to communicate with their insurance company and possibly also with contractors...
What happens when new damage appears at a home before closing?
Many scenarios might result in conflict between a seller listing real estate for sale and a buyer looking for a home. Often, those disputes relate to the condition of the property. Buyers sometimes have to take action to assert themselves when sellers misrepresent the...
Why home insurance companies may be quick to settle
Every sizable insurance claim represents a possible loss for an insurance company. When homeowners make storm damage claims or otherwise seek compensation for issues with their properties, insurance providers lose money. Insurance companies make the most money from...
Can an insurance company increase the deductible during a claim?
Homeowners purchasing coverage usually balance the need for adequate coverage with a desire for an affordable premium. Sometimes, policyholders pay more for their policies to know that they can have adequate support on demand should anything happen to their home. They...
How recorded statements can lead to low settlements
Homeowners insurance policies can help pay to repair or rebuild a damaged property. They can also help people cover their expenses when they cannot stay at their primary residence. People may pay thousands of dollars per year for coverage with policy limits that allow...
Can an insurance company ignore a homeowner’s claims?
Hurricanes, violent winds and even extreme thunderstorms can cause substantial property damage. Texas homeowners typically have property insurance policies that can pay to repair storm damage. However, when some homeowners file claims, they do not get the response...
Can an insurance company blame homeowners for storm damage?
Insurance coverage on a home helps protect people in a variety of challenging scenarios. Their policy can cover damage after criminal activity or fire. However, many sizable insurance claims follow storm damage. Inclement weather can damage roofs, pull off siding,...
Tips for handling smoke damage after a house fire
Experiencing a house fire is traumatic, and the effects of this scenario don’t end as soon as the fire is out. If your home is still habitable after a fire, you may find that dealing with the aftermath can be overwhelming in specific ways. While you haven’t lost your...