Homeowners insurance policies can help pay to repair or rebuild a damaged property. They can also help people cover their expenses when they cannot stay at their primary residence. People may pay thousands of dollars per year for coverage with policy limits that allow...
Property Damage Insurance Claims
Can an insurance company ignore a homeowner’s claims?
Hurricanes, violent winds and even extreme thunderstorms can cause substantial property damage. Texas homeowners typically have property insurance policies that can pay to repair storm damage. However, when some homeowners file claims, they do not get the response...
Can an insurance company blame homeowners for storm damage?
Insurance coverage on a home helps protect people in a variety of challenging scenarios. Their policy can cover damage after criminal activity or fire. However, many sizable insurance claims follow storm damage. Inclement weather can damage roofs, pull off siding,...
Tips for handling smoke damage after a house fire
Experiencing a house fire is traumatic, and the effects of this scenario don’t end as soon as the fire is out. If your home is still habitable after a fire, you may find that dealing with the aftermath can be overwhelming in specific ways. While you haven’t lost your...
What if an insurance company denies additional living expenses?
When storm damage affects the condition of a home, its owner may not be able to stay there. When a storm blows off a roof or otherwise compromises the integrity of a structure, it may not be safe or even legal to remain at the property before repairs are complete. It...
Why delays in homeowner’s claims can become expensive
Homeowner's insurance may be the only financial protection covering someone's residence after a major storm. Ideally, the policies that people purchase can help them repair their homes after significant storm damage occurs. However, companies often have many claims to...
3 ways stonewalling can impact a homeowner’s insurance claim
People may carry homeowner's insurance coverage for years without ever needing to file a claim. However, all it takes is one big storm to produce damage that necessitates a sizable insurance claim. People who have long paid their premiums without requiring coverage...
How should homeowners address leaks in their home?
Homeowners insurance is meant to protect a homeowner from having to cover the often exorbitant costs of catastrophes that can affect a home. While some people might think of major damage, such as that from hurricanes or fires, there are some smaller issues that can...
Do policyholders have rights after accepting a low settlement?
Homeowners insurance is a key resource for those who have invested in real property. Properties are at risk of damage due to environmental factors or crime, and homeowner's insurance can help mitigate some of that risk. All it takes is one major storm to leave a...
What should you do if a tree falls on your home?
When a tree falls on a home, the aftermath can be overwhelming. This turn of events can cause significant damage and create a stressful situation for homeowners. Most of the time, immediate concerns revolve around ensuring everyone's safety and preventing further...