People may carry homeowner's insurance coverage for years without ever needing to file a claim. However, all it takes is one big storm to produce damage that necessitates a sizable insurance claim. People who have long paid their premiums without requiring coverage...
Year: 2024
How should homeowners address leaks in their home?
Homeowners insurance is meant to protect a homeowner from having to cover the often exorbitant costs of catastrophes that can affect a home. While some people might think of major damage, such as that from hurricanes or fires, there are some smaller issues that can...
Do policyholders have rights after accepting a low settlement?
Homeowners insurance is a key resource for those who have invested in real property. Properties are at risk of damage due to environmental factors or crime, and homeowner's insurance can help mitigate some of that risk. All it takes is one major storm to leave a...
What should you do if a tree falls on your home?
When a tree falls on a home, the aftermath can be overwhelming. This turn of events can cause significant damage and create a stressful situation for homeowners. Most of the time, immediate concerns revolve around ensuring everyone's safety and preventing further...
Can an insurance company just ignore someone’s claim?
Most people who purchase real property in Texas also carry homeowners insurance. They may not even think about their coverage, as their mortgage company handles renewing and paying for the policy every year with funds from their escrow account. Financial institutions...