The Trusted Commercial Liability Insurance Dispute Lawyers Your Business Deserves
At The Loyd Law Firm, we understand how important your liability coverage is to your business. We also know how damaging it can be when your insurer fails to uphold its end of such policies. Our commercial liability attorneys are committed to fighting to get your company the relief it needs.
We represent business owners across Texas in commercial liability insurance disputes. Our business liability attorneys used to work for insurers. We know how they act in disputes. Let us put these insights to your advantage.
Common Liability Risks For Businesses
Companies can face numerous liability risks that can have significant financial ramifications, including
- Product liability
- Premises liability
- Professional liability
- Employment practices liability
- Contract dispute liability
- Environmental liability
These risks underscore the key role liability insurance policies play for Texas businesses.
What Is A Commercial General Liability Policy?
Commercial general liability (CGL) policies typically provide companies with coverage for claims related to:
- Property damage
- Bodily injury
- Advertising injuries
Many businesses rely on CGLs for broad protection against common liabilities.
CGL policies have limitations and exclusions. Common ones include pollution liability and contract liability. Businesses may secure additional coverage to fill such gaps.
What Is The Duty To Defend?
Liability policies include a duty to defend. Under this duty, an insurer must provide the policyholder with a legal defense against covered claims. Whether this duty is triggered depends on the policy terms and claim specifics.
The Duty To Defend Vs. The Duty To Indemnify
While related, the duties to defend and indemnify are distinct. Rather than policyholder defense, the duty to indemnify involves paying judgments or settlements related to covered claims. Whether your commercial liability insurance dispute involves your insurer failing to live up to its duty to defend, indemnify or both, our team will fight for justice and fair compensation for you.
Our Commercial Liability Attorneys Are Ready To Stand Up To Your Insurer
Get the dedicated advocates you deserve for your dispute. Connect with our legal team today by calling 210-775-2234 or sending us an email.