Houston Attorney for Water Damage And Mold Claims
When flooding, black mold or water-related damage strikes your Houston home or building, navigating your insurance claim is not just frustrating; it can cost you everything. A skilled Houston attorney can help you achieve a favorable outcome.
The Loyd Law Firm helps policyholders in Houston and across Texas stand up to insurance companies that play games instead of paying fair claims. With over 17 years of trial success, we have seen these tactics firsthand and know how to challenge them.
Common Causes Of Water And Mold Damage In Houston Homes
Water and mold damage can be a result of:
- Burst pipes: Often caused by freezing or wear, these leaks can go unnoticed until serious damage has occurred.
- Sewer backups: A messy and dangerous issue that insurers might blame you for.
- Appliance failures: Leaks from washing machines, refrigerators or dishwashers can cause widespread damage.
- Roof damage or HVAC issues: These can lead to mold or slow leaks that are hard to spot.
- Flooding or poor drainage: Insurers may argue this is not covered under standard policies.
- Poor ventilation: A leading cause of long-term mold claims, especially in attics and bathrooms.
Even when it seems like a claim should be paid, insurance companies often say it is not “sudden and accidental,” which may disqualify coverage. However, the truth is, every case has legal angles that need reviewing by an insurance claims lawyer who understands Texas insurance law.
The Real Dangers Of Mold And Water Dangers
Beyond the visible damage, hidden mold, especially black mold, can impact your health and lower property value. Prolonged exposure can cause respiratory issues, headaches, fatigue and more.
What To Expect With These Claims
Insurance companies often delay, deny or underpay water damage claims. They might claim your policy excludes flooding or gradual leaks. Our insurance claims attorney guides you to maximize your recovery by investigating your claim, reviewing your policy and building a strong case. We have secured victories like a $379,073 verdict for a homeowner against State Farm in 2019.
Let Us Help You
At The Loyd Law Firm, we only handle insurance cases, and we will handle everything, from reviewing your policy to standing up for you in court if needed. Call us at 210-775-2234 or use our online form today. Our Houston attorney will listen, review your case and tell you the truth so you can confidently take the next step.